The Pennsylvania Housing and Finance Agency has a program known as the Homeowner's Energy Efficiency Loan Program (HEELP). Low interest loans fixed at 1% for ten years are offered for amounts between $1000 - $10,000 for specific energy efficiency repairs. These repairs may include air sealing, insulation, duct work, energy efficient windows and doors, energy efficient heating or cooling system repairs or replacements, and roof replacements.

Applicants must meet specific income requirements. Go to the PA Housing Finance Agency website to complete the pre-screening form or application. You may also call 1.855.827.3466 for more information.